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US long-term mortgage rates fall; 30-year average at 3.82% credit club picm 27052019 The Credit Club is an internet organization maintained by Creditworthy Co., and is provided to Users who agree to the terms and conditions contained below. If you agree to the terms and conditions outlined, click on the "I Agree" button below.Mortgage buyer Freddie Mac said Thursday the average rate on the 30-year, fixed-rate mortgage dipped to 3.82 percent from 3.99 percent last week. By contrast, a year ago the benchmark rate stood at 4.54 percent. The average rate for 15-year, fixed-rate home loans.

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